Yes. We use bank-level encryption and HIPAA-compliant platforms to ensure your information stays private.

Your Initial Enrollment Period begins 3 months before your 65th birthday. We recommend starting the conversation then to avoid any gaps in coverage.

Not always. Many of our modern plans offer "accelerated underwriting," which can get you covered in minutes without a needle or a nurse.

Absolutely. We specialize in helping entrepreneurs find ACA-compliant or private health options that provide better value than "off-the-shelf" plans.

Think of an annuity as a "reverse" life insurance policy. While life insurance protects your family if you die too soon, an annuity protects you if you live a long, healthy life. It is a contract with an insurance company where you provide a lump sum or series of payments, and in return, they provide you with a guaranteed income stream—often for the rest of your life. It’s like creating your own private pension.

Many annuities—specifically Fixed and Fixed Indexed options—have no annual management fees. The insurance company makes its money on the "spread" of the interest, not by charging you a monthly service fee. More complex "Variable" annuities or optional "Income Riders" may have associated costs, but we believe in total transparency. We will always provide a clear breakdown of any costs before you sign a single document.

To add a new FAQ follow these steps:

1. Manage FAQs from your site dashboard or in the Editor

2. Add a new question & answer

3. Assign your FAQ to a category

4. Save and publish.

You can always come back and edit your FAQs.

Yes. To add media follow these steps:

1. Manage FAQs from your site dashboard or in the Editor

2. Create a new FAQ or edit an existing one

3. From the answer text box click on the video, image or GIF icon

4. Add media from your library and save.

You can edit the title from the FAQ 'Settings' tab in the Editor. To remove the title from your mobile app go to the 'Site & App' tab in your Owner's app and customize.

 Not at all! We handle everything via secure video calls, phone, and e-sign. You get expert advice from your living room.